INSURANCE PRODUCTS

Slicing a budget is something all of us face periodically over the course of a lifetime. We can eliminate some things but health insurance is not one of them. Rising healthcare cost are unaffordable for those who have no health insurance. Whether you are working, laid off, freelancing or jet-setting, health insurance is one issue that never goes away. Make sure you know which plan is right for you.

Individual Health Insurance policies are providing coverage for individuals, couples, single parents, families and child/children only policies. These products are offered as HMO, PPO and tax deductible Health Savings Accounts. These Individual Health plans are underwritten and your insurance advisor can tell more about this and which product is best for you so give us a call.

Dental Insurance is offered in the same coverage formats as Health Insurance. Many people fail to purchase this extremely valuable coverage. When you get the little Smiley Card in the mail from your dentist many of us cringe because we know the huge cost of cleanings and x-rays let alone crowns and root canals. Well, a very inexpensive Dental Insurance plan will cover those cleanings and x-rays free or with a small co-pay so you go to the dentist when you should and that helps to avoid those costly procedures.

Group Health Insurance for businesses is extremely important to attract and keep valuable employees reducing or eliminating turnover. The Group Health policy is Guarantee Issue so now matter the health conditions within the group coverage can be obtained. We at UCC Inc. will build every company large or small there own password protect HR website. You can add/edit/delete employees, get quotes for new hires or employee changes, look-up Doctors/Hospitals, have a electronic filing cabinet with all carrier forms up to date and ready plus many more benefits. It's an owner or HR person's dream. All free of charge. Our professional Insurance Advisors can help make this easy to understand.

Medicare Supplements are a must for seniors! More and more doctors and hospitals are refusing to see Medicare only patients. These valuable Medicare Supplement products not only increase the coverage you receive by paying Part A & B Deductibles and Co-Insurance but allow you to see nearly all doctors and hospitals by paying the Excess of what the doctor bills and the amount Medicare allows.

Life Insurance is a product many of us don't like to think about but is vitally important to your family in the event of an untimely loss of a Spouse and or Parent. It isn't just the cost of burial that is so difficult but the loss of income to the family as they try and move on. Mortgage, Auto Loans, Credit Cards and the plain cost of living not to mention college for children are all burdens that can be lifted with Life Insurance. Again our Insurance Advisors can help determine which Life Insurance plan and coverage is right for you.


Health insurance is a necessity in today‘s uncertain world. We need it to protect ourselves and our families. Unfortunately, with so many choices and even more requirements, it can be confusing and even intimidating when you’re not sure what you‘re looking for. For many people, insurance is overwhelming and it’s almost impossible to know where to begin. Ultra Care Concepts Health Insurance Agency can help you find the best individual or group health insurance plan by taking the uncertainty out of shopping for insurance.

Whether you are a recent college graduate looking for an inexpensive individual health insurance Laguna Niguel or a business owner looking into group health insurance Mission Viejo for your employees, there is a solution to fit your needs. Need dental health insurance Irvine, but not sure what type of policy you need? That’s no problem either.

Ultra Care Concepts Health Insurance Agency is an insurance brokerage company that provides you with free quotes- both online and in person- for your individual or group health insurance Lake Forest needs. Only major California health insurance carriers such as Anthem Blue Cross, Blue Shield, Blue Cross - Blue Shield are represented and presented to you by highly trained, licensed and bonded insurance advisors. Your questions are our main concern. In fact, advisers can be reached easily by toll free phone, email or fax, making the process super simple and stress free.

As a reputable health insurance brokerage company owned by President Larry Brown, Ultra Care Concepts provides unbiased advice to consumers. This is because the business operates independently of any insurance company and not owned by an insurance company. As a result, customers can be confident that advisers provide only balanced information that is not persuaded by any particular company. The result? You can make well researched, informed decisions regarding your health insurance Orange County needs.

Choosing group health insurance Orange County for your small business has never been easier. Ultra Care Concepts has hundreds of group insurance plans in a statewide database. With this kind of availability, it is possible to find the best, most efficient plan for you and your employees. This includes not only health, but also, dental, life, vision and more.

Choosing life insurance should never be a hassle. In fact, this decision should be made with the utmost confidence that the plan you have chosen is the perfect plan for providing your loved ones the security they need. After all, life insurance is one of the most important decisions you will ever make. Ultra Care Concepts gives you the information you need to make certain that this decision is absolutely the right one. Health insurance in San Clemente is now affordable and accessible for everyone!

Whether you need individual or group health insurance San Juan Capistrano, international medical insurance, small business health insurance Rancho Santa Margarita, dental insurance or Medicare supplements Laguna Hills, Ultra Care Concepts can help. Online or in person, questions are answered by licensed and bonded insurance advisers. Place your trust in Ultra Care Concepts and rest assured that a reputable team of health insurance specialists is working hard to answer your health insurance questions and get you the plan you deserve.

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